Slidebelts

Just took out a small loan to clear my phone contract early. Signed up on my phone in bed, took about ten minutes, money was in my account by lunch. Repayments come out on the day they said. Easy.

The total I'd repay was on the first screen so I knew exactly what I was signing up for. For a loan of this size it was the cheapest I found once I'd checked three lenders. No nasty surprises on the statement.

Never used a lender like this before so I wasn't sure what to expect. Signed up on my phone during my lunch break and got a decision the same day. The money landed in my account the next morning, which was faster than I thought it would be. Repayments come out on the date they said they would.

The first thing I noticed was that the balance showed on the home screen the moment I logged in, no digging through menus. I checked a few things on my savings and it was all there, with the monthly statement easy to find too. Took about two minutes to get set up.

They gave me a straight answer on the interest rate before I'd even finished the form, which is more than I can say for most lenders I've dealt with. The repayment dates line up with my pay and the statements in the app are easy to read. I've already recommended it to my brother-in-law.

Honestly this is exactly what I'd expect from a lender that does what it says it will. The application was short and the approval came through the same day. The money arrived when promised and my first repayment was taken on the date shown in the app.

Needed to get my excess down before renewal and this was the cheapest option I could find. Booked it on the app in the lunch break. Took about ten mins and the cover note came straight through. Good stuff.

I needed somewhere to keep the money for the bills separate from my main account after my wife's pension changed. I've been with them for years and they've always been sorted when I ring. Nothing has gone wrong and the statements still arrive when they should.

Compared to the provider I had before, this one offers a much better rate on my savings and the paperwork was far simpler to get through. I did find the online forms a little slow to load on my tablet, but I shan't hold that against them. The letter confirming everything arrived promptly and was clearly set out.

I went through the figures carefully before I applied, and the total I'd pay back came out lower than the other two I looked at. No hidden charges that I could find, and the monthly amount was what they said it would be. The payments go out on the same day each month so I don't have to think about it. Good value for what I needed.

I bought a cashback card after comparing the fees on a few options and this one came out cheapest once I'd added up the annual charge. The card arrived in a couple of days but the PIN came in a separate letter that took another week. Cashback shows up monthly and the rate is clear. A good option for the money.

Compared to my old provider this is far quicker to move money around, the transfers that used to take two days now go through the same afternoon. The fees are a bit higher than the free option I looked at, but I can live with that.

I compared a few providers before going for this one, and the price was competitive once everything was added up. Setting up the account took longer than I'd expected because the identity checks asked for documents I had to dig out, and I had to resend one scan before it was accepted. Once I was through it all worked fine and the monthly statement is clear.

Compared to the high street lender my brother uses this came out cheaper for the same amount over the same term. I checked three comparison sites before settling on it and this was the one with the clearest breakdown of fees. The money arrived the next working day.

Applied for the credit card on the app and got an answer while I was still on the bus home. The card turned up in a few days and I activated it in the app straight away. Limit was higher than I thought it'd be.

Compared to the card I'd been using for years this is quicker to set up and the rates on my balance are clearer. The app shows exactly what I owe each month and I haven't had a single surprise charge since switching over.

I've been with them for about six years now and I'd say they're still the best option for what I need. The statements are clear and the customer line picks up quickly when I've had a question. The only thing I'd change is the email reminders, which arrive a bit too early before a payment date.

needed a card for my first proper job and didn't want anything complicated. signed up on my phone during my lunch break and it took like ten minutes. the card turned up in about four days and the app lets you freeze it if you lose it, which I've already tested lol. Honestly really easy.

I needed a short term loan to cover a boiler repair and I'd compared a few lenders before picking this one. The application itself was fine but the approval took four days when they said one, and the money only landed the morning I was going to have to ring the engineer back to cancel.