OddBalls

What I noticed most was the customer support line, a real person answered within a couple of minutes when I had a question about my first repayment date. I'd been used to automated menus at other lenders so this was a welcome change. The loan itself was processed without any bother and the funds reached my account on the agreed day. I did find the terms document rather long to read through, but I got there in the end.

Been in finance a long time and this is a sensible setup. The affordability checks are proper and the approval came quick. Money arrived the next working day as stated. Repayments are simple to manage.

Needed a short loan to cover a dental bill. The approval came through in minutes and the money went in the same afternoon. Didn't have to speak to anyone, which suited me.

Did the whole application on my phone during my lunch break, took about five minutes. Got a decision the same afternoon and the funds were in by the morning. Repayment reminders come through by text which is handy when you're always on the move and forget dates. Would use again if I needed it.

Took out the personal loan to sort out the boiler last winter. It was all done online and the money landed in my account within a day. I've been paying it back monthly since and the statements are clear. Had a good experience throughout.

The repayment calendar on the app is the bit I like most, you can see every date and amount. Signed up in a few minutes. Money came through before lunch. Brilliant for keeping track.

Got a small personal loan to cover new tyres for the car. The interest works out a bit more than my old lender, which was annoying. The process itself was fine and the money arrived when promised. Not the cheapest option but it did what I needed.

Compared with a comparison site I checked first, I found a cheaper loan from another lender for the same amount. I went with them anyway because I'd already started the form here. The process was fine and the money came through on time. Still, I'd check the total repayable before signing, as it cost me more than I expected.

Good, I'd say, if you've never borrowed before. The application took a while to finish but the decision came back and the money was in my account the same day. Repayments are set up in the app.

I used them to cover a new boiler last year after the old one packed in during a cold snap. I've taken out smaller loans with them since and the process hasn't changed, it's still simple and the money turns up on the day. The monthly statements are clear and easy to read. I've had no complaints in all that time and the team on the phone have always been civil.

Honestly it did the job, got the money quickly for a bit of a tight month. Bit pricey compared to a credit union but the speed made up for it. Would use again if I needed to.

It's a good one, I'd say, if you're borrowing for the first time and feel nervous about it. The form took maybe ten minutes on my phone and they kept it simple with no jargon. Approval came back quickly and the money arrived before the weekend. Happy with how it all went and the repayments are easy to keep track of.

The reminders they send before each repayment are very helpful, I had a little worry about forgetting. The application was clear and I was grateful for that. Money arrived promptly. Very pleased.

Compared with the other lenders I'd tried, this took a lot longer to come back with a decision, nearly two days. I'd expected same day like the adverts said. Once approved the money came through fine. Felt like a slog getting there.

Needed the money fast for a car repair and this seemed quick. The form took a while because it kept timing out on my phone so I had to start again. Once I got through it was approved and the cash arrived the next day. Interest is on the higher side but it's fine for a short term.

Compared with the lender I used before, this is clearly easier to deal with. Their app shows me exactly what I owe and when. I've borrowed from them a few times now and it's always been smooth. Good one.

I needed help covering the deposit and removal van when I moved flat last month. I'd compared about four providers and this one had the clearest terms with no hidden extras. The form was quick and the money came through the day after approval. Repayments are set up neatly on my account and I like that I can change the date if I need to.

Compared with my bank's overdraft fees this came out a fair bit cheaper for the same amount over the same few months. I'd been using the overdraft to cover a van repair and the charges were eating into it. The application was straightforward and the funds came through quickly. Repayments line up with my pay day so I don't have to think about it. Good value for what I needed.

I first needed a bit of cash flow help back when my shop was quiet in January and have come back to them a few times since. The application is quick enough and I usually have the money in my account the same day. Repayments come out on the date they should, no fuss. Only niggle is the interest is a touch higher than some of the big names, but they've been reliable every time so I stick with them.