Nextbase

Honestly this was a really good first experience with them. I was nervous about borrowing but the terms were laid out clearly before I agreed to anything. The cash arrived the day after approval and the first repayment date was exactly what they said. Would happily use them again.

I needed to bring a few credit cards into one payment and wanted a clear monthly figure. Had a look at three other lenders before I settled on this one. The monthly amount came out lower than I'd expected, though the total repaid over the term is higher than I'd like.

The loan calculator on the site is the bit that got me. You put in the amount and it shows the monthly figure straight away, so no guessing. I used it about six times before applying. Application was fine after that and the money came quick.

I needed a loan to cover my deposit on a flat and this was my first time borrowing from anyone. The checks took longer than I expected but the team explained each stage clearly. The money landed in my account on the day I was told. I feel much more confident about the next one.

Compared with the lender I used before, this one is far quicker to deal with. My old provider needed a visit to a branch and a week of phone calls. Here I did everything online and the funds arrived in two days. I've used them for three loans now and each one has run the same way.

Compared to my bank's loan this was way quicker and the rate was a bit lower. The app is a bit clunky though, it kept timing out when I tried to upload my ID. Got there in the end and the money hit my account the next day.

Needed some cash for rent and my payday was ages away. Applied at lunch and it was in my account by the evening. The only annoying bit was the form asked for my employer's address twice.

Been a customer for a while now and the service is about what I'd expect. The loan went through without problems. The interest rate has crept up on my renewal compared with the first one I took out.

Go with them if you're borrowing for a car. The rate was clearly better than my bank offered and the application took under twenty minutes. I've used a few lenders over the years so I know what a fair deal looks like. Money hit my account the next working day.

I went for a small loan to cover a set of new tyres and the rate was the lowest I found after checking a few options. The application took about twenty minutes and I didn't pay any arrangement fee, which was a good surprise. Repayments come out on the same date each month without fuss. For what I needed it was cheap and simple.

Got a loan for my car through them, the app made it easy. Money was in my account by morning. Only thing is the app crashed on me once during the ID check but I just restarted it.

They're a decent option if you want a loan without a branch visit. The eligibility check gave me an answer quickly. Interest is on the higher side compared to a credit union but the convenience made up for it for me.

Compared with my building society, the rate here was a little better and I found the online form simpler to follow. I did have to upload my bank statements twice because the first upload didn't go through, which was a bit of a nuisance. Once it was sorted the funds arrived without any further bother. I'd use them again, though I'd want to check the paperwork is in order first.

My boiler died in January and I needed the cash fast. Applied on a Sunday evening and had a decision before bed. Repayments are set up by direct debit and the statement is easy to read.

Bought a policy through them after comparing about four other sites first. The quote was a bit lower than the others and the form was quick to fill in, took maybe ten minutes on my phone. Documents came through straight away and the cover details matched what I'd picked. Didn't need to ring anyone so far, which is what I wanted.

Compared with the price comparison sites, this came out a fair bit dearer for the same amount. I had a question about an early repayment fee and it took three working days for a reply by email. Once I had the answer the loan itself was handled properly and the funds arrived as promised.