LoveSilver

My car needed a new gearbox and I was short by about four hundred quid, so I went looking for a loan. This was my first time using them. The form was quick, I got a yes within the hour and the cash came through the next day.

I took out a consolidation loan to bring my three credit cards into one payment. I've been a customer for about six years now, and this was the third loan I've taken with them. The application was simple, the new balance went straight to the cards, and I now make one monthly payment that's easy to track. The app shows everything clearly.

Took a personal loan to cover a wedding deposit. Getting through to someone on the phone for the first time took about twenty minutes on hold. Once I was through the adviser was helpful and the money came in two days. Repayments have been smooth since.

Honestly the quickest bit was getting the money. Applied on my phone on a Tuesday night, approved before I'd finished my tea and it was in my account the next morning. The repayment dates lined up with payday which was dead handy, and the app shows you exactly what's left to pay.

The rate was the first thing I looked at, and the representative APR is shown plainly before you accept, which I liked. I've spent years arranging finance for small firms so I know how often these are buried. The offer matched the illustration exactly and the funds landed the next working day with the schedule in the portal.

Got a loan through them for a new laptop for uni. The application was dead easy on my phone and I got a yes quite quick. Took a few days longer than I thought for the money to actually land though, and I had to message them twice to find out why.

Compared with the payday place I used last year, this was miles better. The interest is lower and the repayment plan is spread over a sensible length of time instead of crushing me every month. I also got a sensible credit limit without having to beg for it. The whole process was done in one evening.

We needed to borrow to cover a gap while my husband's pay was delayed, and I've been using this lender on and off for years. The application is quick because they already have my details on file. Money arrived the next working day and the repayment reminders come through without fail. The only thing I'd flag is the early repayment process, which took a few calls to sort out.

I took out the fixed rate personal loan to consolidate two credit cards. I looked at three other lenders first and this one had the clearest terms and the lowest monthly figure. Paying it off has been simple, the app shows exactly what's left and when the next payment goes out.

Compared with the other two lenders I checked, this one came out cheapest on total repayable for the same term. Their calculator matched what I was actually charged, so no nasty surprises. Application was simple enough, I just needed my last three payslips handy and it was all done in one sitting.

I used a personal loan from them to cover the deposit on a second hand van for work. I work in construction so I know my way around finance pretty well. The terms were clear, the APR was competitive for my credit score, and the funds were in my account the next morning. Payments collect automatically which is handy.

I needed to borrow a sum to get the roof seen to after a storm damaged the tiles, and my bank had turned down the request without much explanation. I was a little nervous applying online at my age, but the questions were clear and sensible. The decision came back promptly and the funds were in my account before the roofer needed paying, which I did not expect at all. I have found the monthly statements easy to follow.

Being honest I was nervous about borrowing online for the first time. The form asked the usual questions about income and outgoings, and I got a decision the same afternoon. Repayments come out by direct debit and the calculator on the site helped me see the total cost before I agreed to anything.

Loved how quick the approval was, got a yes in about ten minutes while waiting for a bus. The money took a day and a half to show, which is a little slower than I'd hoped. Otherwise sorted and payments are easy to manage on the app.

They remain a sound lender in my view and I have used them for close on ten years. The renewal process was just as simple as the first time, with the paperwork done online and no waiting on the phone. The only thing I'd flag is that the updated statements took a day or two longer to show in the online account than I expected, but the money arrived on time as usual.

Yes I would, and I already have. The application was quick, the decision came back within the hour, and the money appeared in my account the following day. Repayments come out on the date I chose and the statements are easy to download.

Yes, I'd use them again. I compared four lenders before settling on this one because the others wanted far more information and the rates looked padded. The whole thing from application to money in my account took under two days, and the payments come out on the date I picked.

I've borrowed from them three times now and compared with the big high street lender I used before, the process is far less fuss. The forms are shorter and someone actually rings you back the same day. Repayments have never once gone wrong.

I went for the small four hundred quid loan to cover a boiler repair. The interest works out cheaper than the overdraft my bank would have charged me. Application took ten minutes, the money was in by next morning, and the monthly amount is exactly what they said.

Compared with applying through my bank, which took weeks and a great deal of paperwork, this was far more straightforward. I filled in the form on a Tuesday evening, had a decision by the Thursday, and the money reached my account the following morning. The repayment schedule was clearly set out and I have had no cause for complaint since.