Kokoon

Sticking with them because they've never let me down in the years I've been borrowing. The renewal process is quick and the statements arrive on time every month. Customer support picks up when I call and sorts things without me having to repeat myself.

I'll be honest, the decision on my application took a good deal longer than I was told it would, and I had to chase it by email. The form itself was clear enough and I appreciated being told what documents I'd need beforehand. Once approved, the money came through without any trouble and the repayments are set up as I asked. The rate is fair for what it is.

Compared to the overdraft charges my bank wanted, this worked out cheaper for a short loan. The sign-up was simple and I got the money the same week. Nothing extra to pay once it was set up, so I know exactly what I owe each month.

Last time I borrowed from a different company the whole thing dragged on for ages, so this was a huge relief. Compared to them the sign up was a doddle, took maybe ten minutes on my phone. Money came through quicker than I thought it would, and the app shows exactly when each payment goes out.

Easy to say I'm happy with how it turned out, the loan came through and the repayments are fine. It was my first time borrowing online, and the whole thing felt very straightforward from start to finish. The interest rate is on the high side compared to my credit union, but I needed it sorted quickly.

I'd always gone to my bank for a loan, but this was a lot quicker than the branch visit I had lined up. Signing up took a few minutes and I didn't have to sit on hold for anyone. The money came through faster than I expected and there were no surprise fees at the end.

Took out a personal loan through their app last month and the whole thing was easy to follow. I know my way around credit products so I checked the rate against two other lenders before applying. Repayments come out on the date they say they will, and the app shows the balance left clearly.

Needed a loan for a clutch repair and the garage wanted paying straight away. Applied from my phone at work, quick form and a yes within the hour. Cash landed the next day, so I paid the garage that afternoon. Repayments are set up by direct debit and they've come out on time so far.

We needed the money to get the roof seen to before the winter rain came in, so I went looking for a loan that would not take weeks. The application was straightforward and the paperwork was clear enough. The decision did take a little longer than I'd have liked, and I had to ring them once to check where things were, but the money did come through and the repayments are manageable.

Their rate was higher than a couple of the other lenders I looked at, so I'd say shop around. The application itself was quick and the money arrived in two days. Repayments are simple to track in the app.

Applied for a loan to put down a deposit on a van, on the bus so typed it all out quickly. Ordering was fine, took maybe fifteen minutes between stops. Money hit my current account the following Tuesday, no fuss at all. Repayments have gone out on time since, which is all I want from a lender really.

Had taken out loans before so I knew what to look for, and this one had the clearest terms I've seen. Applied through the app, the form was short and the decision came fast. The money landed the next working day with the repayment schedule already set up.

Our boiler packed in on a Sunday in January and we needed cash for the replacement quickly, so I went looking for a loan online. The application took about ten minutes on my phone and I got a decision the same afternoon. The money landed in our account two working days later, and the repayment schedule was laid out clearly from the start.

I'd normally reach for a credit card for something this size, but the interest on this loan was lower once I'd run the numbers. I know the market well from work so I went in expecting a catch and didn't find one. The payment schedule is clear and the balance updates in the app straight away.

I was short for rent after my shifts got cut and needed something fast. Got on the site during my lunch break and the form took about five minutes. Decision came back quick and the money was in before the landlord's deadline. Glad I went with them.

Needed a loan for my car insurance and this was the quickest option I found. Filled the form in on my phone during a lunch break, took a few minutes. Got a bit of a wait on the approval email but cash came through fine.

Honestly the best bit was the money landed in my account the same afternoon, which I did not expect at all. Applied on my phone during lunch, took about ten minutes, and the app shows you every step so there's no guessing what's happening. Would use again.