Kindred Bravely

I needed to cover an unexpected rent shortfall before payday, so I was looking for something quick and not too expensive. The eligibility check was done in a few minutes and I was told straight away what I could borrow. The money reached my account the same day I was approved. Took the exact amount I needed and no more.

Went back to them for a second loan when the boiler went, and it was just as easy as the first time round. Filled in the form on the laptop in the evening and had the offer before bed. The money was in my account the next working day, which is what I needed. Repayments have gone out like clockwork since. Nothing much to moan about.

Compared to the high street lender I used before, the whole thing was much quicker here. I applied on a Tuesday evening, had a decision by the next morning and the money was in my account the same afternoon. I've used them for a few loans now and it has always been the same smooth process, the repayment dates suit me and the online account is easy to check. Wouldn't go back to the old way of doing things.

Good for a quick loan, got approved in the morning. Took a few days to get the payment schedule emailed through, which was annoying. Interest is on the higher side but the monthly amount is fixed so I know where I stand.

The app is honestly so much nicer to use than my old bank's. Applying took about ten minutes on my phone on the bus home. Money came through quick too, though the interest is a bit steep.

I took out a personal loan to consolidate two credit cards. The rate was lower than what I was paying and the monthly payment is set up by direct debit so I don't have to think about it. The account page shows the balance clearly and I checked it against my statements. Solid, and I have no complaints at all.

got a small loan last month for my car insurance and the money landed in my account the next morning which was perfect. the form was quick to fill in on my phone and they didn't ask for loads of stuff. paying it back is easy through the app too.

honestly the speed of it was the best bit, i applied on my phone at lunch and it was approved before i'd finished my sandwich. money landed the same day which was mad. the app is pretty simple to use too, took me a minute to find where to set up the payments but then it was fine. would use again for sure.

My car needed a sudden repair and I was short for the garage bill, so I needed a short term loan fast. I wanted something with a clear total cost and no nasty surprises, and the figures on screen matched what I was charged. Got the funds the next working day which is what I needed. Easy to understand, nothing hidden, exactly what I wanted.

Compared to the other lender I looked at, this one was much quicker to apply for and the form made sense. My only niggle is the interest is a fair bit higher than I'd like, though it's what I expected. Money came through the day after approval. Happy enough for now.

Compared to my bank overdraft, this was honestly so much cheaper and the monthly amount is fixed so I know exactly what's going out. I signed up through the app on a Sunday, which I didn't expect to be possible, and the money was in my account by Monday teatime. The repayments have gone out on time every month and the app shows me how much is left. Really pleased I switched.

This was my first time borrowing from an online lender, so I was nervous about it. The eligibility check didn't leave a mark on my credit file, which I hadn't expected, and I was told that up front. They emailed me a clear summary of the repayment schedule before I signed anything. Funds arrived the next morning and the first payment came out exactly when they said it would. Customer support answered my one question within an hour.

Having borrowed through a few lenders over the years, this one is fine but it isn't the cheapest out there. The interest works out a bit higher than some of the comparison sites show for similar amounts. The process itself was straightforward and the money arrived on time. Would consider it again if the other options fell through.

I needed a loan to cover a dental bill and I know this area well, so I compared the interest against the market before applying. The rate was competitive for my credit profile and the approval came through the same day. The funds arrived by the next morning and the repayment schedule is clear. Good value for what I needed.

Compared to going through my bank, this was way quicker and I didn't have to sit on hold. The form took about ten minutes. The only thing that annoyed me was the identity check needed a photo of my passport twice because the first upload didn't go through. Otherwise it's sorted and I'm paying it back on the date I picked.

I needed the funds quickly to pay a deposit when I moved flat, and my bank wouldn't approve a loan in time. The application took about fifteen minutes and I got a decision that afternoon. The money was sent over the next working day and the payment schedule is what I asked for. Would have been stuck without it.

Fixed rate, fixed term, fixed payment each month, which is exactly what I wanted for a debt consolidation loan. Checked the APR against three other lenders first and this was competitive for my credit profile. Paperwork was minimal.

Quick review from my phone. Application was quick, decision came in about ten minutes. Interest is on the higher side compared to what I found elsewhere, so the total cost stung a bit. Money came through fine. Would think twice next time.

Looked at four different lenders before going with this one, and it came out on top for me. The total cost was the lowest of the bunch once I'd checked the small print and the application was the quickest. Had a question about early repayment and got a reply within the hour from someone who knew what they were talking about. Glad I went with them.