Inderwear

Honestly it was a good experience, the application took about ten minutes on my phone and I got a decision the same afternoon. The only niggle is that when I emailed about a payment date it took them two days to come back. The money landed in my account the next morning which was all I really needed. Would use again but I'd probably ring rather than email next time.

What struck me most was the repayment schedule that you can see the moment you accept the offer, with every date and amount laid out clearly. I have used a few lenders over the years and this is the first time I have known exactly what I will pay each month before signing anything. The money landed as promised and the reminders came through on time. Very straightforward.

I tried a few places before settling on this one, mainly because I wanted to be able to pay off early without a big charge. Their early repayment option is clear on the site and the app shows the exact figure to clear it. I cleared mine a few months ahead and the balance went to zero straight away. Would go back.

Needed some cash to cover a boiler breakdown over the weekend and needed it fast. Got the decision in a few minutes on the app and the money was in by the next morning. Repayments come out when they said they would.

I needed a way to cover the funeral costs quickly and without fuss, and a friend suggested I look at this company. The application asked for a good deal of information but every question seemed reasonable and nobody rushed me through it. The adviser who rang back was kind and careful, and the money reached my bank within a day, which was a real relief at such a difficult time. I am grateful for how gently they handled everything.

I compared this with the overdraft and the credit card I already had, and for a loan of this size it worked out cheaper once I added up the interest on the card. The sign up was short and I got a decision the same day. Money came through in the morning and I have set up the direct debit already. Simple and value for money.

I went with the fixed term over the rolling option this time because I wanted to know exactly when the debt would end. I had compared three lenders and the total cost on this one was lower than the others for the same amount. The application took about ten minutes and the funds appeared in my account the next working day. Good experience all round.

I needed a short term loan to put down a deposit on a van for my new job, and time was tight. Their credit check was thorough without being intrusive, and I appreciated that they told me upfront what they would be looking at. Approval came through quickly and the money arrived before the dealer needed it.

I've been with them for years now and the account page is the first thing I look at each month. Repayments come out on the day they should, and when I've wanted to move a date it has been sorted without fuss. Nothing has changed for the worse that I can tell. I just wish the app opened a bit quicker on my old phone.

Way quicker than my bank, which took about a week last time. Here the whole thing was done in one sitting on my phone and I had the funds the same afternoon. Quick and clear

Needed money for a deposit on a flat and this was the first place that gave me a decision the same evening. Did the whole thing on my phone during my lunch break, and the funds landed in my account before I got back to work. The repayment dates are set to match my payday which saves me a lot of stress. Easy.

Needed some quick cash to pay for new tyres before a long shift. Applied in the app on the bus and had the money in my bank before I finished my tea. Repayments come out on payday so no faff.

I needed a payment holiday after my hours were cut for a few months, and I wanted to know whether I could manage without penalties. The arrangement worked for me, but the forms took a while to come through by post and I had to chase the paperwork twice. Once it was sorted the reduced payments were easy to set up, and the money I needed did arrive on time.

I had been with another lender for years but their statements had become confusing, so I decided to try this company for my latest borrowing. Compared with my previous provider, the calculator on the site gave me a clear picture of the total repayable before I committed, which I found reassuring. The application was straightforward and the money reached me within a day. I have no complaints and I am glad I made the switch.

Compared with the other loan sites I used before, this one lays out the cost of borrowing more clearly than any I have seen, and the monthly figure stays put once I accept. I did a side by side with two competitors and their total repayable came out higher for the same term. The application is quick and the money reached my account the next working day. Repayments have been taken on time every month so far.

Got the loan sorted through the site, which was quick enough, and the money went in the next day. My only gripe is that when I rang to ask about changing my payment date the wait was about twenty minutes before anyone picked up. Once I got through the advisor was fine and sorted it in a couple of minutes. Would still use them again.

Been borrowing from them for about six years now and the process has never changed for the worse. The reapplication takes a few minutes and they already have most of my details on file. Funds come through promptly and the statements arrive when they should. Good firm to deal with.

Took out a small loan to cover a car repair. Applied on my phone at night, got a yes by the morning and the cash landed same day. Repayments come out on the date they said. Pretty painless tbh