Enigwatch

Got the loan in about ten minutes on my phone lol, the application was dead easy and the money hit my account the next morning. Only thing i'd say is i had to upload my payslip twice because the first photo was blurry but thats on me. Would do it again if i needed to.

I needed a short term loan to cover a rental deposit and a removal van, and time was tight. I looked at three other lenders first and this one gave me the clearest terms. The whole thing was done online and the money was there within the day.

We needed a way to spread the cost of a new boiler quickly, as the old one packed in over the winter. I'd used a loan from a different lender years ago and wanted to compare. The application took about ten minutes and the payments are easy to set up through the account page, so I'm happy with how it went.

The loan is decent for the rate, I checked three others before picking this. Signing up was clear and the payments are easy to manage. Took a few days longer than I expected for the money to show in my account, but nothing went wrong.

This was my first time borrowing and I took out a small loan to pay for a laptop for uni. The application asked for a lot of details I didn't have to hand, so I had to dig out payslips and a bank statement. Once I sent those in it was approved, but the whole thing took longer than I'd hoped.

I compared this with a couple of other lenders before I settled on it, and the rate was lower than the one my building society offered. The paperwork could be clearer about when the first payment is taken, which caused a small mix up. The funds arrived as promised once I was approved.

I took out a loan to consolidate a store card and an overdraft. The thing I used most was the payment calendar, which shows exactly when each instalment comes out and how much interest I've paid so far. The money went straight to the lenders I picked, which saved me a lot of admin.

I was quoted a noticeably higher rate by my usual lender, so I went with this one instead. The monthly figure fits comfortably into my budget and the total repayable is lower than the alternative. The application was courteous and the funds arrived on the agreed date.

I took out a small personal loan to pay for a new kitchen floor. The money arrived in my bank the day after approval, which was fine. What let it down was waiting nearly a week for anyone to reply to my question about the repayment dates, and I had to chase them by email.

Used them to borrow for a car repair when the garage wanted paying straight away. Signed up on my phone in the car park while waiting for the mechanic, took about five minutes. Money was in my account by the time I got home. Repayments come out on the day I asked for.

I had a quote from my bank for a loan and it was noticeably higher, so I tried this one instead. The interest works out lower over the term and the monthly payment is manageable on my budget. Application was simple and the money came through when they said it would.

If you know how loans work this is a straightforward one. The rate is clear, there are no hidden fees in the paperwork, and you can overpay without penalty. I used it to consolidate two credit cards and the balances cleared within a week. Exactly what I wanted.

Rate is on the higher side compared to what I've seen elsewhere, but the approval was fast and I was paying for a broken boiler on the same day. The payment reminders are handy. Typing this on the bus so forgive the typos, would take it again if I had to.

The app is honestly the best bit, you can see your balance and set up payments in like two taps. I took a loan for my car insurance and it came through super fast. No faff at all, very happy, would def use again lol.

Yeah it's a good one, approved same day and the cash was in my account before I'd even finished my tea. Repayments come out on the date they say they will, no drama. Sorted my car repair without the usual stress, cheers.

We needed funds to repair the roof after a storm, and I'd rather not go cap in hand to the bank. The application was straightforward although it asked for a few documents I had to track down. Once it was all in the funds arrived promptly, which I was grateful for.

Took a loan for a holiday and the approval was quick, like same day. Only thing is the live chat took ages to answer when I had a question about the due date. Money came through fine though, and the app makes it easy to see what's due.

I've borrowed from them three times now over about eight years. What I always notice is the statement emails, which arrive on the same day each month and show exactly what's left. The last loan went through a bit slower than before, but it was still fine.

I compared quotes from three places before choosing this, and the monthly repayment here was lower than the building society offered me. The total cost came out better too, which matters when you're on a pension. The application was fine and the money arrived when promised.

I needed to fund a second hand car and didn't want to tie up savings. I wanted something with a fixed monthly payment and no surprises. The repayment schedule is laid out clearly and the cost works out fairly against what I'd have paid elsewhere. The money came through quickly once I signed.