DJ Finance

I'll say this is the most straightforward loan I have taken out, as everything was explained before I committed. The application was quick and the money went into my account as promised. I had no difficulty with the repayments.

Compared it with the bank loan I had before and this came out a fair bit cheaper over the term, which was the whole point for me. Application took about ten minutes on my laptop and the money landed the next working day. Only niggle is the repayment dates don't line up with my pay, so I've had to move them.

Would use again. Took about twenty minutes on my phone to apply and the approval came through same day. Only thing was I emailed a question about the repayment date and it took them three days to answer, which was annoying when I was waiting. Money landed fine though, no issues there.

I used the loan to pay for a new boiler, which was rather more than I had put aside. The application was straightforward and the approval came through in a day or so. The payments go out without any fuss, so I can't complain.

I needed to cover a gap between jobs and needed the money fast. I compared three lenders first and this one had the quickest decision. The rate was on the higher side though, and the summary page could have been clearer.

Compared it with paying on my credit card and this worked out cheaper for the amount, so that's why I went for it. The money came through quickly enough. Not the most exciting thing but it did the job.

I needed funds for my course books and rent deposit and this was the first place I tried. Applying was quick and the money arrived before I needed it. The app could show repayments a bit more clearly.

Took out a loan to buy a laptop for uni and the whole thing took under half an hour on my phone. Checked the offer screen twice and the fees were all listed before I hit accept. Money landed the next morning and I've had no problems since. Would use again.

Used it to buy a laptop for work and the whole thing took under half an hour on my phone. Approval came back quickly and the money went into my account the next day. Repayments come out when they should. Really handy.

The decision came back within the hour, which I did not expect from a company I had only heard of through a friend. I had been putting off a bit of work on the house for months and finally sat down to apply. The form was clear and nothing was hidden in small print. The money reached my account the next working day, so the builder could start on the Monday as planned.

Tried a couple of other lenders before this one and this was the only one that gave me the total cost up front. The loan itself was for home improvements and the money came through in good time. The repayment setup was clear and I've had no issues with it.

Went for this because the total cost worked out lower than the overdraft I'd been paying off for ages, and that was the deciding factor for me. The form took a few minutes and the approval wasn't a long wait. Money landed the next morning, and I've had the monthly payments going out smoothly since. Quite pleased with how it turned out in the end.

Honestly it did what I needed in the end, I got the loan and the repayments come out when they should. My first problem was that the application asked me to upload documents twice and then sat in review for four days with no update, and I had to chase them by email. Once it was approved the money came through fine, so it's a good enough service if you have patience.

My car failed its MOT and I needed the repair paid quickly, so I applied here. Approval came through the same afternoon and the money was in my account by the morning, which was a relief.

Way easier than trying the bank, which wanted me in a branch. Did it all on my phone in bed and had the money by lunchtime. Repayments come out on time.

What I liked most was that the fees were itemised on the offer screen before I accepted, so there were no nasty surprises later on. I'd been burned by a lender who added charges afterwards. The rest of the process was tidy and the money arrived as expected.

I looked at a few lenders before picking this one, mainly because the representative rate looked fair compared with the others. The eligibility check didn't leave a mark on my credit file, which I was happy about. The one slight drawback was that the first payment date was set a bit later than I expected, but it sorted itself out.

Way better than my old catalogue credit, which charged so much more in interest and felt like it dragged on forever. This was quick to apply for and the money turned up the next day. My phone bill got paid on time with it so far, so no complaints. Would do again.

I needed a short term loan to bridge a payment for my business and I know my way around finance, so I wanted something simple and transparent. The total cost was laid out clearly up front, the affordability checks were proportionate and the payout was swift. I'd say the process is what you'd expect from a good lender.