Dexam

I had a look at a couple of other lenders before picking these and I expected them to be quicker. The application asked for more paperwork than the others did, so I spent a while uploading documents. Once approved, the money arrived the next morning, which was fine. The repayment side works well enough but the first step was slower than I'd hoped, and I'd say that's the main thing to know if you're in a rush.

The interest rate was the first thing I looked at and it beat the others I checked by a fair bit. Application took maybe fifteen minutes and the money arrived the next working day. Repayment schedule is in the app with the total cost spelled out. Sensible.

Cheapest total repayment I could find for the amount I needed, so that's why I went with them. Form was quick and they got back to me the same afternoon. Cash in the bank the day after. Nothing to add really.

Boiler died on a Thursday so I needed money fast. Applied on my phone during my lunch break and approval came through before I got back to my desk. Funds were in my account by Friday morning. Repayments go out automatically, which is handy.

Used the app to get a small loan for my car insurance and it was done in like a day. Approval came through quick and the money hit my bank before I'd even finished my tea. Repayments are sorted through the app, you get a reminder before it goes out. Yeah, sound.

I had been looking at my bank's personal loan first and I'm glad I didn't stop there, as the online process was a good deal quicker. I filled everything in at the kitchen table on a Sunday and received an answer before the week was out. The money reached my account promptly and the repayment schedule was laid out clearly. I'd say it was well handled from start to finish, and I'd happily use them again.

We needed to pay the deposit on a nursery place and I was on my phone in the car park when I applied. The form took a few minutes and the approval came through quickly. The money was in my account the next morning. Payments go out on the same date each month and the app keeps track.

Really happy with how this went, first time I've borrowed from them. The form was short and the decision came back within the hour. Money landed in my account the next working day and I set up the monthly payments without any fuss.

Van needed a new clutch and I was short that month so I went looking for a quick loan. Filled in the form on my phone while waiting for the kids at school pickup. Got approved the same day and the money came through the next morning. Repayments are the same amount every month which makes budgeting easy.

Way quicker than going through my bank, which took about a week last time I tried. This one approved me in a few minutes and the money was in my account by the next day. Easy to manage on my phone, no complaints.

Honestly just sorted, no faff at all. Applied last night, got a yes this morning and the money was in by teatime. Repayments come out when they should. Would use again.

I've used them for a small loan three times now, the most recent for new carpets in the front room. The application is the same each time, quick and to the point, and the money goes into my account within a day. The repayment reminders arrive a few days before each payment. I have no complaints at all.

The app is the best bit, you can see your balance and next payment in a second without digging around. I compared a few options before this and the app was what sold me. Applying was quick but the bank details step kept logging me out, so I had to start again once. Money came through the next day and everything has been smooth since.

Quick and no drama, applied on the bus home and had an answer before I got off. Money was in the next morning. Payments come out on time. Nice one.

I went in expecting the high street lender I've used before to be the easier option, but this one was far simpler to apply for. Whole thing was done online in one sitting. Decision came back in under an hour and the money was in the account the next day. Repayments are set up automatically.

We needed a bit of cash flow help for the shop when the heating bill landed in January and I've been coming back to them ever since. The application took about ten minutes on my laptop and the money was in my account the same afternoon. Repayments come out on time every month and the statements are easy to read. Never had a problem.

The fastest approval I've had for anything, got the decision before my kettle boiled. Only thing was they wanted a second copy of my payslip and it took a couple of days to get a reply from the team. Once that was sorted the money arrived the next morning. Repayments are straightforward.

I've been in finance most of my life so I looked at the APR before anything else. The rate was competitive for an unsecured loan of this size and the total cost was stated plainly up front. Application was straightforward, the underwriting took a day, and funds reached my account the next working day. Repayments run exactly as the schedule shows.

Honestly the bit that surprised me most was that I didn't have to ring anyone at all, the whole thing was done from my sofa on a Sunday night. I'd never borrowed money online before and was nervous about it, but the questions were pretty plain and the money landed in my account the next working day, which was faster than I expected. Repayments come out on the date they said they would.

Had a look at three different lenders before I settled on these, mainly because I wanted to see the total cost of paying back the loan rather than just the monthly figure. The application took maybe ten minutes on my laptop and I got the decision the same afternoon. Money landed in my account the next morning which was all I needed for the new washing machine.