CBD One

Compared with my old provider this came out about a fair bit cheaper for the same cover, which is why I switched. The sign up took maybe ten minutes on my laptop. The only annoyance was the confirmation email went to spam, so I had to hunt for it before I could pay.

Compared with going through my bank, this was a far simpler affair. I'd been putting off a small personal loan for ages, and here the form took about twenty minutes. The money arrived the next working day and I've had no bother since.

I'm afraid I was disappointed with how long my policy took to sort out. I signed up in the spring and the paperwork kept going back and forth, and I had to ring twice before anyone picked up. Once it was in place it has been fine, but the wait was rather trying for something that should be simple.

I took out the 12 month plan for my flat's boiler cover and I've used it a couple of times now. The renewal reminder comes through early enough that you're not scrambling. Claims go through the portal and the engineer usually turns up within a couple of days. Only thing is the monthly price creeps up a bit at renewal, but it's still fair compared to what I've seen elsewhere.

I needed the policy in place before my new job started so the timing was tight. Got the quote, paid the first month and it was live within the hour. The price was a bit more than the cheapest comparison site, but the cover is solid and the account is easy to manage. For me the value is in not having to chase anyone.

I took the fixed rate personal loan to pay for new kitchen units and I've compared a fair few lenders by now. The rate was in line with the better ones I looked at, and the statement breakdown shows exactly how much interest goes each month. Early repayment works without any fuss, which I used once when a bonus landed. Good to deal with.

I've been with them on and off for about six years and the process hasn't changed much. Repayments come out on the right day and the app shows the balance clearly enough. The only thing is the customer chat takes ages to get a reply on a weekend.

I'd used them for years so I knew roughly what to expect. This time the claim on my home contents took longer than I'd have liked, about three weeks before the payment landed. The adjuster kept me updated by email though, and the payout was what I'd been told it would be. Mostly happy, just a slow patch.

my car died on a Tuesday and i needed cash for the repair asap. applied on my phone in bed, approved in like ten mins and the money was there next morning. repayments come out on the right day every month so yeah, super easy.