BURGA

Good enough for a short gap in cash, and I'd use them again if I had to. The application was quick on my phone and the approval came through during my lunch break. The money hit my account the same afternoon.

Took the three month instalment plan on my new phone case and laptop bag through the app. Set up the direct debit in about two minutes and the first payment came out on schedule. Easy to see what's left to pay in the app. Would do it again.

Compared with the bank I usually go to for a small loan, this was far quicker to sort out. I filled in the form at the kitchen table and had an answer within the hour, which I did not expect. The interest was a little higher than I would have liked, so I have marked it down slightly. Otherwise I found the whole thing quite straightforward and clear.

Compared with the finance the shop offered me, this came out cheaper and the paperwork was far less of a faff. I had a decision the same day and the funds arrived the next morning. I know the lenders well and this one is clearly run properly.

Needed a short term loan after my boiler packed in and I couldn't wait for payday. Applied through the site on a Tuesday evening and got a decision the next morning, which was faster than my bank had ever been. The money took two working days to land in my account though, which was a bit slower than the page suggested. Repayment setup was simple enough.

Was a bit wary of applying online at first but the form was clear and I had an answer while I was still having my tea. Money landed in my account the next working morning, which was exactly what I needed. Very polite on the phone when I had a question about the repayment dates too.

Used it for a short loan to cover a train ticket and rent gap. The interest is a bit higher than I'd like, so it's not the cheapest. The money arrived quickly and the repayment setup was simple enough.

I needed a way to spread the cost of a sofa without a credit card, and I've used lenders like this for years. The application was quick and the terms were clear before I signed. Repayments come out on the right date each month.

Borrowed a small amount to cover a car repair and paid it back over six months. The total cost was lower than the other options I looked at, which is why I went with it. Payments went out on time every month and the balance was easy to check online.

I compared three lenders before going with this one, and it was the cheapest of the three by a fair margin. The application asked for more documents than the others and I had to send a payslip twice. Then the reply to my question about an early payment took three days to come back. Once the loan was live it all ran smoothly and the repayments went out as agreed.