Blufi

I took out a small personal loan through them to cover a boiler repair. The sign up was fine and I got a decision quickly, but the paperwork asked for the same bank statements twice. When the money arrived it was a day later than I was told, which was a bit annoying with the engineer waiting. Repayments have been taken on time since.

Needed the loan to cover a car repair, and the whole process was quick enough to be useful. Approval came back the same evening and the money was in my account by the next morning. The only thing I'd change is the repayment dates, which are fixed and don't line up with my payday.

The money landed in my account the same afternoon I got approved, which was the bit I cared about most. Fees were fair and the repayment schedule was clear from the start, nothing hidden in the small print.

Honestly it's a decent option if you already know what you're borrowing and why. The rate is a bit above what a bank would give you, but the approval was quick and the app shows every repayment date, which I found useful. Customer support took about a day to reply to my question though.

Compared with the high street option I used before, this felt slower and the form kept timing out halfway through. Once I was through, the money took two working days to arrive when they had said same day. Customer service only replied after I had emailed twice, which was frustrating when I needed an answer.

I've borrowed from them three times now and they've never let me down. The first time I was nervous about signing up online but the forms were easy to follow and I had someone on the phone within minutes when I got stuck. Each loan has been paid into my account on the day they promised, and I like being able to log in and see exactly what's left to pay. I'd happily go back to them again.

Took a loan here to clear a credit card balance and it was noticeably cheaper than what the card was charging me. The sign up was simple and I didn't have to phone anyone. Money came through the next working day, and it was all done before I'd finished my coffee. Good value for what I needed.

Way quicker than the overdraft my bank wanted to set up, honestly. Applied on the app at lunch, approved before I'd finished my sandwich, and the cash was in my account that evening. Repayments are easy to see in the app too. Would use again.

Had a rent gap and needed it sorted before the weekend. Applied on my phone during a break at work. Got approved in minutes and the money was in my account the same day. Easy repayments, set up by direct debit, no bother so far.

Would happily use them again for a short term loan. I'd borrowed from a few places before so I knew roughly what to expect, and the application took about ten minutes on my phone. Approval came the same afternoon and the money landed in my account before close of business. Repayments come out on the date they say, which is what I wanted.