Benks

We needed a loan quickly when the car failed its MOT and needed new brakes and tyres. I compared three other companies first and the rates were much clearer here. The forms were straightforward and someone rang to check a detail before approving it. Very relieved to have it sorted.

Looked at three other lenders before I picked them, mainly because the rate page on theirs was the clearest of the lot. The application took me about ten minutes on my phone and I had a decision the same afternoon. Only niggle was the document upload, which timed out twice before it finally went through.

Would use again but it took ages for the money to land. Approved quick enough, then the transfer sat pending for two days and I had to ring them to check. Their chat team was alright when I got through to someone.

Needed a loan for a new boiler on Friday, applied on the app while waiting for the plumber. Approved in about ten minutes and the money was in my account Monday morning. Repayments come out on the date I picked, no fuss. Easy.

Way easier than my bank's app, which kept logging me out halfway through the form. Applied on my phone during my lunch break and got approved before I'd even finished my sandwich. Money came through quick. Only thing is the interest rate was a bit higher than I'd hoped, but it's fine.

I've used them for a personal loan a few times over the years and the online account has got much better. Took out the latest one for a new kitchen and the money arrived the same day I was approved. Had to ring them once to change my repayment date and it took a while on hold, but they sorted it.

We needed funds for a wedding deposit and the timing was tight. The credit check was done quickly and I got a clear answer within the hour. Money came through the next working day, which was what we needed. Repayment schedule is easy to follow.

I'd never borrowed anything before, so I was nervous, and this was my first time with them. The other places I looked at wanted lots of paperwork and I'd have had to wait weeks. Here I uploaded my payslips and they checked everything with me by phone. Money arrived within a day of approval.

Honestly the best option I found for a small business loan, and I looked at four lenders before settling on them. The application took about twenty minutes and I had an answer the same afternoon. The money landed in my account two days later, which is exactly what I needed for the new kit order.