Belier

Needed it for uni deposit stuff. Signed up ok but then it asked for a document twice and I had to re-upload. Took about four days to get the go ahead which was annoying when I needed it fast.

Used to borrow through my high street bank and the forms there took ages to fill in. This was far quicker to sign up for, the online form saved as I went so I could come back to it after lunch. I've taken out two loans now and both times the money arrived on the day they promised. The statements are clear and easy to read, which my bank never managed.

This was the one I'd go for again, a quick application and the money was in my account the next morning. Signed up on my phone during my lunch break and it only asked me for the basics. Repayments come out on the right day and the app shows what's left to pay.

First time I've ever borrowed anything so I was nervous. The eligibility check didn't leave a mark on my credit file which surprised me. Approval came through in under an hour and the cash landed the next morning. Setting up the direct debit was a few taps in the app and the reminder texts before each payment were a nice touch.

Booked it through the site and the confirmation came through but the emails kept getting sent to spam so I didn't see anything for ages. When I did get through to someone to sort it, they were nice but it took a few days for the fix to go through. The actual service was decent once it was sorted, just a bit of a faff getting there. Might use again but I'd check the spam folder first.

Honestly this is the one I'd go back to. I compared three providers for a short term loan and this came out ahead on both the rate and how fast the money landed. Application took about ten minutes on my laptop and the funds were in my current account by the next working day. Repayment schedule was laid out clearly with no fuss.

Compared to my old bank app this was miles easier to get going with. Signed up on a Sunday evening and the account was ready to use the next morning, which I didn't expect at all. Support answered my first question within the hour too.

Took out a small loan through the app last week, mostly to cover a car repair. Application was fine and approval was quick enough but the money took until the afternoon of the next working day to show up, which was a bit longer than the app said. Repayment schedule is clear though and I can see everything in one place.

Booked a last minute slot on my phone on the bus. Confirmation email came through fine but the reminder text went out a day late so I nearly missed it. Otherwise the session itself was what I'd hoped for and the app is easy enough to use.