Spohn

I needed the money in a hurry because the boiler packed in over the weekend and we were freezing. I looked at a few lenders before settling on this one. The application was a bit longer than I'd like, asking for the same details twice, but the money arrived the following Tuesday as promised.

I've been with them for a few years now and the thing I use most is the app for checking my balance and making extra repayments. It's clear and quick to get around, and I've never had trouble logging in. Making a payment early is simple and the confirmation comes straight away, so it's easy to keep on top of things.

The rate was the best of what I checked, and I like that I could see the total repaid before I committed. The only thing that dragged was topping up my account after the first payment bounced, which took a couple of days to show.

I was particularly pleased by how plainly the repayment schedule was laid out before I agreed to anything. Each instalment and its date was set out in a table, which I found very helpful for planning my pension budget. The staff I spoke to were patient with my questions and I felt well looked after throughout.

I've been comparing savings accounts for years so I knew what to look for. Opened a fixed term account with them and the rate was competitive for the term. The statements come through as proper PDFs which I appreciated. Everything worked just as it should.

Compared this with the credit card I was thinking of using and the interest here is noticeably lower. Application took a bit longer than I expected because they asked for a few payslips, but the decision came through in the end. The money landed the next working day and the repayments are coming out smoothly.

Needed the money for a deposit on a flat and the bank was dragging its feet on approval. Filled in the form at night and had an answer by the morning, which was a massive help. Transfer landed the same day I was told it would, so no complaints there at all.

This is the one I went with in the end, and I'm glad I did. I compared three lenders and the figures on the comparison page were easy to follow. The approval was quick, the money came through the next day, and the monthly payment matches what the site showed me.

Needed it because my car failed its MOT on Friday and I had to get it sorted before Monday. Applied on my phone during my lunch break, approved within the hour and the money was in my account by the next morning. Didn't have to speak to anyone which was a relief. Sorted, cheers.

Signed up for a loan on my phone and the form itself was fine. Took about four days to get a decision though, which felt like a long time when I needed the money. Once approved, the funds came through without any issues.

the best bit was how fast the money landed, applied at like 11pm and it was in my account next afternoon. Repayments come out on the day I want and I can see everything in the app. Happy with it honestly.

I needed a bit extra to cover my course materials and rent for the term. Applied online on a Sunday and got an answer by Monday lunchtime. The money was sent straight to my account and the repayment plan was easy to understand, so I'd say it was a good experience.

Compared to going into a branch this was miles quicker, I had the whole thing done from my sofa. Approved the same day and the cash came through before I'd even made a cup of tea. Would happily use them again.

Really happy with how this went, the application took about ten minutes and the approval came through quickly. The interest is a bit higher than I'd hoped, so I'd check the figures carefully before signing. The money reached my account the next working day and the statements have been clear every month since.

Compared with the company I used before, this one has been a far better experience, and I have been a customer for a good while. The top up process was done in about fifteen minutes online. The money arrived promptly and the customer team answered my one question within the hour.

I've used the online account for my loan repayments for a few years now and it's the main thing I use. The payment page is easy enough once you know where things are. The only grumble is that the rate on my new top up came out a little higher than my previous one, which I wasn't expecting.

Took out a small loan through the app on my phone between shifts. The sign up process was pretty quick and I liked being able to see the repayments in the app. Only thing is the notifications for payment reminders arrive a day late which is annoying, but otherwise fine.

I did consider going to my own bank first, but I found their online process far quicker than waiting on a branch appointment. Everything was explained politely and I was never pressured into anything. The money arrived as promised and I have been very pleased with how they handled things.

Would use them again, the whole thing took about two days from applying to the money landing in my account. The online form asked for the usual bank and employment details and I was approved the same afternoon. Repayment schedule was clear, only minor niggle was that the confirmation emails came through in a bit of a rush and I had to hunt for the right one.