Pouch

Compared with the overdraft I'd been using, this worked out a fair bit cheaper over the term I needed, and the interest was clear from the start. Applying took about ten minutes on my phone and I didn't have to post any paperwork. Repayments come out on the day I asked for, which is all I wanted really.

I needed the cash to cover a bill and get the kids sorted for the new school term, and I wanted something I could pay back without it eating into everything else. I shopped around on comparison sites first and this came out reasonable on the total cost. It took a few days longer than I'd hoped to get the money through, which was a bit stressful with the bill due, though the team did keep me updated throughout.

Did the whole thing on my phone during my lunch break and it took maybe five minutes, which is honestly all I had. Money was in my account before I got back to my desk and the app shows the due dates so I can set a reminder. Didn't have to call anyone or wait on hold at all, which was the bit I was dreading.

I borrowed £400 over three months to cover the gap before payday and the interest worked out lower than the charge I'd have paid on my overdraft. The repayments come out on the same day each month so there's nothing to chase. Simple sums, and the money arrived quicker than I expected.

Honestly my first time using them and it was smooth from start to finish. Got approved in minutes and the money was in my account by lunchtime. Would use again.

I bought a short term loan after looking at three other lenders and reading a fair few reviews first. Their rate wasn't the lowest I found, though the total cost was still reasonable for what I needed. Getting through the application took longer than I expected because a page kept timing out, and I had to start it again twice before it went through.

the app is nice, you can see when your next payment is due and pay early if you want to which I did. signing up took maybe ten minutes but they asked for a bit more ID than I expected so that slowed it down. money landed fast once approved though

Compared with going to my bank for a personal loan, this was way quicker and I didn't have to sit in a branch. Signed up on my laptop one evening and had the money by the next afternoon. Repayments come out automatically so I don't have to think about it.

Looked at a few different lenders before picking this one, mainly because of the rates. This came out as the best deal for what I needed, and the monthly amount fits my budget. Approval was quick and the money turned up the next day.

The decision came back within about ten minutes of me sending the form off, which surprised me given how long the bank took last time. Paid into my account the next morning and the repayment schedule was laid out clearly in the app so I knew exactly what was coming out and when.

I have used the high street banks for years and found them slow when it came to a small loan, so I tried this instead. The application was far quicker than I had anticipated and the terms were laid out in full before I committed to anything. The money reached my account by the next working day, and the monthly payments have gone out on time without any bother.

I'd say the process was clear and fair, which is more than I can say for some of the others I looked at. I was approved without any fuss and the funds reached my account the next working day. The repayment schedule was set out plainly and nothing was hidden in the small print that I could see.

The app is the thing I noticed most, you can see every payment and when it's due without ringing anyone. Took about five minutes to sign up on the bus. Only annoyance was the repayment date moved by a day when I changed bank accounts, sorted it in the app though. Money arrived fine.

Applied on my phone in the middle of a shift and then didn't hear anything for almost two days. Had to message them to ask where it was and they said it was still being looked at. Eventually got approved and the money came through, but the wait was longer than I'd like when I was relying on it.

I needed the money in a hurry after my car failed its MOT and the garage wanted paying before they'd release it. I've used them for a couple of smaller bits over the last few years so I knew roughly what to expect. The only niggle this time was the identity check, which asked for a document I had to dig out of a drawer, and it held things up a day.

I am happy to say the whole arrangement was straightforward from beginning to end. I was approved the same afternoon I applied and the funds were in my account before the close of business the following day. I have had no cause to contact them since, which I take as a good sign.

We needed to cover the cost of replacing our boiler before winter set in, and our savings were tied up elsewhere. I'd been told by my daughter that these were quite straightforward to deal with. The application itself was simple enough, although I did have to phone them once to confirm a figure I wasn't sure about, and the person I spoke to was patient and helpful. The money arrived the following morning, which we were grateful for.

I needed a small sum to meet an unexpected expense and wanted to borrow it without a fuss. The form was simple to fill in and the decision came through within the hour. The funds were credited the next working day and I have had no difficulty since.

Compared to the other app I was using, this one is way quicker to get approved on. Didn't have to upload loads of stuff either. Money came through fast and repayments are easy to see.

I took out a small loan through the website to help with a dental bill that came up unexpectedly. I found the application straightforward and was grateful that the terms were set out plainly before I agreed to anything. The funds reached my account within a day, and the staff who answered my query were courteous and patient.