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Msbm

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Reviews (19)

better than my old bank

Compared with my bank's overdraft, this was a lot simpler and the rate worked out cheaper for what I needed. I've borrowed from them a few times now over the years and the process hasn't changed much, which I like. Money turned up in my account the next working day, every time.

Christopher T.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Way quicker than the bank

Compared to going through my bank this was ages faster, I had the whole thing done on my phone while waiting for the bus. Money was in my account before I'd even got home. Pretty happy.

Caitlin H.
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The repayment plan up front

The best bit was seeing the full repayment schedule in the app before I agreed to anything. I borrowed for a laptop for uni and knew exactly what I'd owe each month.

Bethany T.
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The app made it easy

I got a loan through their app to pay for a course I'm doing, and it was the first time I'd borrowed anything. The app walked me through each step and showed me what I'd be paying back each month. Money came through quick.

Hayley W.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.3 people found this helpful

Better than my bank

Having used my high street bank for decades, I was sceptical about an online lender, but this proved simpler and cheaper for the sum I needed. The application was straightforward and the approval came through the same day. The funds reached my account promptly, and I've no complaints.

Sandra R.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.6 people found this helpful

Cheaper than the rest

Before picking them I compared the interest on a few other lenders and this came out the lowest for my situation. I'd never borrowed before so the whole process was new to me, but the steps were clear. The loan landed in my account exactly as the schedule said it would.

Adam G.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

smooth remortgage help

I used their online calculator and then applied for the remortgage product, which I've been through twice before with other providers so I knew what to look for. The valuation was arranged for me without chasing and the offer came through clearly laid out. Solicitor instructions went out the same week.

Megan O.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

quick loan, one small hiccup

Got a short term loan for a new washing machine and the whole thing went through in about a day, which I wasn't expecting. The only niggle was the ID upload, which kept timing out on my phone so I had to try it on the laptop instead.

Liam C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Quick and easy

Got the money in my account the same afternoon which was mad. Applied on my phone during lunch, didn't have to send any payslips or call anyone. Repayments come out on the day they said they would, no drama at all so far.

Jordan O.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.6 people found this helpful

needed it for the car

I needed the money in a hurry to fix my car so I could get to work. The total cost was higher than I'd like, but I did check it all before signing. The loan itself was processed sensibly and I'd say it was worth it under the circumstances.

Samantha B.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

App showed everything upfront

The first thing I noticed was the repayment plan showing in the app before I agreed to anything, so I knew exactly what I'd pay each month. I'd never borrowed before so that was reassuring. Money landed in my account the next working day and the whole thing felt straightforward from start to finish.

Kyle S.
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Helpful staff, slightly slow

I took out a loan to help my daughter with a deposit on her first flat, and I'd been advised to look at the terms carefully first. The advisor on the phone was very helpful and explained the repayments without any fuss. The funds did take a few extra days to reach the account, which was a little inconvenient, but I expect that's the bank's side of things.

Diane C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

clear and courteous

I needed a loan to help cover my late husband's funeral costs, and I was rather anxious about the paperwork. The staff who phoned me were patient and explained each step without rushing me. The money arrived promptly once everything was signed.

Angela J.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

sorted the loan with the app

I used the app to take out a small loan for a car repair, and I've used lenders for years so know how these usually go. The repayment schedule showed up straight away with the interest broken down, which is handy. Only little thing was the app logged me out twice mid application, but I got back in fine.

Ryan R.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Sensible rates for the money

I wanted a personal loan to consolidate a couple of credit cards and checked the total cost against the others before going ahead. The interest came out lower than what I was paying, and the monthly figure was easy to work out in the dashboard. Only minor thing is the app could be a bit clunkier about showing you the early repayment charge, but it's there if you dig. Money cleared into my account the next morning.

Aaron W.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Not what I hoped for

I needed a short term loan to cover a boiler repair and had looked at three other lenders first because I wanted the cheapest option. The application itself was fine but the approval took nearly four days when the others had said same day, and I had to phone them twice to find out why. The money did arrive in the end. Pricier than the first two I checked, so I wouldn't rush back.

Anita M.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

compared a few and went with these

I had looked at four or so lenders before settling on this one because the monthly payment worked best for my budget. The whole thing was simple to apply for online and the decision came through quickly. Repayments are set up by direct debit and the account page shows the balance clearly.

Rajesh M.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

sorted in an afternoon

Used the app to get a small loan for my car repair. Took about twenty minutes to apply and the money was in by teatime. Repayments are easy to see in the app too.

Imogen A.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

App is decent

Loved how you can see the whole repayment plan in the app before you agree to anything. Took about five minutes to apply. Little annoying the app crashed once but whatever.

Jake P.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

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