Legendz

Used a payday lender last year and this was way better than that. Filled the form in on my phone in about five minutes. Got the money the following day and no hidden stuff in the small print. Would go with them again.

Compared three lenders on comparison sites before picking these, and the rate here was the lowest I could see. Applying took about ten minutes on my phone and the decision came back the same afternoon.

I've had a few loans from different lenders over the years so I know the drill. What stood out here was the app, where you can see the full schedule and make an early payment in two taps. Funds arrived the next working day as promised. Only small gripe is the app logs you out too often.

Compared three lenders before going with these and the rate was a fair bit lower than the others I'd looked at. The application took about ten minutes on my laptop and the money landed in my account the next working day, which was what I wanted. Nothing to complain about really, I'd go with them again if I needed to borrow.

Needed the money for a flight that was booked for the next week so the speed mattered. Applied on my phone during my lunch break and it was done before I got back to my desk. Money was there the next morning. Fine.

Got a personal loan through the app last month. The application itself was alright but then it sat in review for almost four days with no update. Once it was approved the money came through fine. Just wish they'd told me what was holding it up.

I'd used these before so I knew what to expect from the application. This time I wanted to clear the loan early, and getting the settlement figure took most of a week. Once I had it, the payment went through without a problem. The loan itself was good value for the term, but that wait was annoying when I had the cash ready.

This was my first time borrowing so I wasn't sure what to expect. Applied through the website and needed to upload a payslip, which took a couple of goes. Once that was sorted the money landed fine. Interest is on the higher side compared with the big banks though.

Took out a loan for a car repair and the rate was fair for my credit history. The whole thing from application to money in the bank took under a day. The only thing I'd change is the phone line, which was busy when I tried it.

Got a decision on my loan within minutes and the money was in my account by the next morning. I was rushing through the application on my phone between meetings and the app handled it fine. Would be happy to use them again if I need to borrow.

Needed a small loan to cover course materials and rent gap. Applied on my phone during a break and approval was quick. Money came the next morning. Easy enough to manage the repayments in the app.

Simple application, decision came back within the hour. Money was in my current account by the next morning. Repayments go out by direct debit exactly on the day I chose.

Had three credit cards with different rates so I wanted to roll them into one. Got a quote in a few minutes and it was clearer than I expected. Took a few days longer than I'd hoped for the payments to clear to the cards. Still, the monthly figure is much easier to live with now.

I've been borrowing for years and know how these work, so the first thing I noticed was how much they asked about my income and outgoings before approving anything. It took a couple of days to get the decision, but the funds came through exactly when they said they would. Clear terms, no surprises in the repayment schedule, just what you want from a lender.

My boiler packed up in January and I needed to pay the engineer straight away. A short loan seemed the sensible route so I went with these. Got a decision the same afternoon and the funds were in my account the next morning. Repayments are taken on the date I picked, which suits me well.

Compared these against my bank's personal loan offer and the rate here came out lower. The application was quicker too, mostly done on my phone. Funds turned up the next working day. Only thing is the website could be a bit clearer about eligibility at the start.

Never had a loan before so the whole thing felt a bit daunting. I applied through the app and the questions were easy to follow. Got the money the day after approval and the repayment dates are right there in the app. Needed to chase one email reply though.

Compared it with my bank's loan page and this was way quicker to apply for. Got the money the same day which was lush. The only bit that was a bit annoying was the app kept logging me out halfway through.

Looked at three lenders before settling on these and they were the clear winner. Applied on a Tuesday evening, got an answer by the next morning and the money landed in my account before lunch. The repayment schedule was laid out plainly and the online account is easy enough to check. Exactly what I wanted from a short loan.