F4NF

Set against two other providers I checked, this came out ahead on the monthly figure and the total cost was easier to understand. Application was straightforward and funds arrived the same afternoon as approval. Happy with the whole thing.

Took out a small personal loan through the app last month. Interface is clean and I liked seeing the repayment schedule up front. Only niggle is the confirmation email took a while to arrive so I wasn't sure it had gone through.

Took out a loan for a van and knew roughly what to expect from the process. The approval came through fine but the funds took three working days to show up, which was longer than I'd been told. Not a disaster but I expected quicker.

Moved my overdraft onto a fixed term loan and the monthly payment is now the same every month. The eligibility checker told me straight away I was in with a chance, so I went ahead.

Went with them after looking at three other lenders and they were clearly the easiest to deal with. Applied on a Tuesday evening, had an answer before bed and the money was in my account the next working day. Repayments come out exactly when they should and I've not had a single problem since.

Having looked at a fair few lenders, I can say the rate here was competitive and the eligibility checker told me straight away whether I was in with a chance. The application only took a few minutes and I could follow every stage in the account area. Approval came back within a few hours and the money reached my account the next day. Repayments have been smooth since and I've had no reason to contact anyone about my loan.

I needed the money to get the roof seen to after a storm damaged a few tiles. The application was simple and I was able to ask questions through their website. Everything was handled promptly and politely.

I used them to combine a couple of credit cards into one loan. The calculator on the site helped me see the saving before I committed to anything. Payments go out on the date I picked, though the first statement had the interest shown in a slightly confusing way which took a call to clear up.

I needed a short bridging loan while waiting on a house sale to complete, and I've dealt with brokers before so I knew what to look for. Terms were fair and the paperwork was sensible. Only downside was the valuation step added about a week I hadn't planned for.

I'm not one for online borrowing but the terms were laid out plainly and I could see exactly what I'd pay back each month. The one thing I'd mention is the customer line was a bit slow to pick up on the day I called. Otherwise I've had no trouble.

Got the money in my account the same afternoon I applied, which I did not expect at all. I filled the whole thing in on my phone while waiting for the kids at football, took maybe ten minutes, and the decision came through before I'd even got home. Repayments come out on the date they said they would so far.

Compared this against the high street lender I usually use and the total cost came out lower over the term. Signing up took under half an hour and the money landed the next morning. Nothing to grumble about on the price or the speed.

Compared with my bank's loan, their rate was noticeably lower and the forms were far simpler to complete. Everything was handled courteously over the phone and I was kept informed at each stage. Very pleased indeed.

Way quicker than my bank, which took about a week to get back to me last time. Done it all on my phone in a few minutes. Money was in by the next morning and that's all I wanted.

Switched my expensive overdraft over to a fixed loan with them and the difference in monthly cost is clear. Setup was quick through the app and I had the funds the next working day. Repayments are automatic so I don't have to think about them, which is exactly what I wanted.

This was my first time borrowing anything so I was nervous about the process. I needed to cover a deposit on a flat and a friend recommended them. The questions were clear and they explained the repayment terms properly before I signed. Money arrived as promised and I've been paying it back without any issues.

Used them for a loan to fund a new boiler and the paperwork was done quickly enough. The rate was higher than I found elsewhere, which I didn't love, though the approval was fair. Would probably shop around a bit harder next time.

Car broke down on the Monday and I needed cash for the repair quick so I went for this. Form took ages, kept getting kicked back for a bank statement I'd already uploaded. Money did come through in the end but it was a bit of a faff and I was on the phone twice.

I applied online and was told the decision that same day, which I thought was very prompt. The letters explaining everything were easy to follow. I shall be keeping the repayment details safe.