Time Resistance

Way quicker than my bank, which took three days to tell me no last time. Filled the form in on my phone while waiting for the bus and got a yes within the hour. Money was in the account by teatime. Didn't have to ring anyone.

We needed funds to help with my mother's care costs and I wanted something I could manage without any stress. The application was clear and the staff explained each step without rushing me. Approval came through within a couple of days and the money reached the account on schedule. The monthly payments are manageable and I've had no trouble.

We needed cash for a van repair after the clutch went and the garage wanted paying up front. My wife and I had been with them for years on a smaller credit line, so the top up was straightforward. Sent the paperwork across and had a decision the same day. The money reached our account by the next morning. Repayments are the same date every month so I don't have to think about them.

Used the app to check my balance and set up a payment reminder. It's clean and quick, and I could see when my next payment was due without digging around. Took me about two minutes to figure out the layout. Honestly the best bit is that it doesn't make you log in every five seconds.

This was my first time borrowing like this so I was nervous. The specific thing I used was the online calculator, which showed me exactly what each monthly payment would be before I applied. Once I went ahead the form was easy and the decision came quickly. The money arrived the next working day and it's all been smooth since.

Quicker than going through the bank, which needed a branch visit and two weeks of forms. Did this one on my phone during a break and had a yes that afternoon. Cash in the account next day. Fine by me.

Honestly the best bit was that they got back to me really fast. Filled the form in on my phone during my lunch break, got a decision before I'd finished my sandwich, and the money was in my account by the next morning. Repayment reminders come through on the app too, which is handy because I'm terrible at remembering dates. Really pleased with it, no complaints at all.

Compared to the bank overdraft I'd been using, this was far cheaper for the same amount borrowed. The rate is clear and there's no monthly fee creeping in. Application was quick and the money came through the next day. I've had it for three years now without a single hiccup.

The application asked for a lot less paperwork than I was expecting, and I could see straight away what the repayments would be before I agreed to anything. Money reached my account the following morning. Nothing confusing, and the emails were clear about what was due and when.

I took out another personal loan with them last spring, same as the two before. Application was the usual form, and I had the decision back before my tea. The money reached my bank account the following morning. Repayments go out by direct debit on the same date each month, which suits me. Never had a problem in years.

Sorted in a day. Filled it in during my lunch break, got the decision back before I'd finished my sandwich and the money was in by the next morning. Repayments come out on payday which is handy. Nothing else to say really, it did what I needed.

We needed a loan to cover some costs on our house move that the mortgage didn't stretch to, and I'd used them before for a smaller amount. Applying again was easy, all the details were already on file. Decision came through quickly and the money reached the account the next morning, right before the solicitor needed it. Repayments have gone out on time every month without a single issue.

The specific thing I used was the instant transfer option at the end of the application. The money came through in minutes, which I didn't believe at first. It was a bit of a relief after my car needed a sudden fix.