Northskull

Our boiler packed in over the weekend and we needed the money fast. I looked at two other lenders and a credit union, but Northskull was the only one that showed me a clear figure before I committed to anything. The application took about ten minutes and the funds arrived the following afternoon. Repayment schedule was straightforward too.

We needed the money to get a leak sorted on the roof before winter, and I had been with Northskull for a previous loan years ago. They still had my details on file, which made the application quicker this time. The roofer was paid on the day the money arrived. Repayments have been on time and the statements are clear.

Car failed its MOT on the Friday and I needed the repair money before Monday or I'd lose the work. Applied on the app in the lunch break, got a yes that afternoon and the cash was in the account Saturday morning. Could not have asked for better timing really, the garage got paid first thing.

Used Northskull to fund a set of new tyres for the van. Went through the quote page first and checked the total repayable against the cash I actually needed. The money reached my account the next working day, and the first repayment came out exactly when the schedule said it would.

I first borrowed from them about six years ago and have come back a few times since, mostly for small amounts when the car needs something. Every time the application has been pretty quick and the decision comes through the same day. Repayments come out on the date they should, and I've never had a call chasing me up about anything. Happy to keep using them.

I looked at a couple of other online lenders before choosing Northskull, and their quoted rate was noticeably lower once I'd got through the form. Took me about a fortnight to decide. The application itself was quick and the money landed in my account the morning after approval. Repayments have been straightforward so far.

I was a little apprehensive about borrowing online, but I found the application simple enough to complete at my kitchen table. The staff I spoke to by telephone were patient and explained the repayment schedule clearly. The funds arrived in my account as promised, and I have had no difficulty since. I am grateful for the help and would use them again should the need arise.

I used Northskull to spread the cost of a refurbished laptop for my daughter's uni work. The repayments are small enough that they don't pinch, and the total cost was clearly shown before I signed. Money went to the shop on the same day and the laptop arrived two days later. Good value for what I needed, so I'm happy.

I had been putting off a loan for some time, but I found Northskull much easier to deal with than the bank I had used before. The forms were clear and I was not asked for anything unreasonable. The funds reached my account within two working days, which I was grateful for. I would be happy to use them again if I need to.

Compared to going into a high street payday shop, doing it online with Northskull was far less awkward. I filled the form in on my laptop, was approved the same evening and the cash was in by lunchtime. Nobody asked me to come back in person, which I liked.

I used Northskull to consolidate a credit card that had crept up to a silly amount. The application asked a few questions about my income and outgoings, which took a while, but I was approved and the money went straight to clear the card. Now I have one monthly payment instead of three, and it comes out on the same date each month. The app makes it easy to check how much I've paid off so far.

Approved within the hour and the money was in my account the following morning. Repayments are set up by direct debit and I can see each one in the app with the remaining balance underneath. It's a straightforward product with no surprises so far, which is exactly what I wanted for a short loan.

Took a small loan to cover a wedding deposit. Checked the total cost against two other lenders and this came out cheapest for the term. The money came through the next day and the repayments are a manageable size each month.

Compared to the high street lender I'd been using, the whole process on Northskull was quicker and a lot less paperwork. I applied on a Tuesday evening, got an answer before bed and the money was in my account by the Thursday morning. Repayments come out on the date they should and the app shows exactly what's left. Really happy with it so far.