89%Would buy again
They're the easiest online lender I've dealt with, with a short form that doesn't ask for silly details. I borrowed for a new boiler and the cash went through the same afternoon. Repayments are set up automatically so I don't have to think about them.
Read moreI took out a short loan with them for the first time and the application itself was fine. The money came through a day later than they said it would, and when I rang up the first person I spoke to had no idea what was going on. I got it sorted in the end but it was a bit of a faff and I wouldn't go out of my way to use them again.
Read moreThe first thing I noticed was how upfront they were about the interest before I signed. Application itself took twenty minutes and was easy enough. The problem was the money took three working days to arrive, and I'd been told one. When I asked about it the reply took a couple of days too. Fair enough in the end, but it was frustrating when I was waiting on it.
Read moreMy car failed its MOT and the garage wanted paying before they'd release it, so I needed the money fast. Sign up was straightforward and the cash arrived in my account before lunch. The app could show repayment dates a bit more clearly, but nothing that stopped me getting on with things.
I'd been turned down for an overdraft increase so I tried this instead, and it was way easier than going into the branch. The approval came back quicker than my bank ever manages. The rate is a little steeper than a credit union would give, but the speed made up for it for me.
Going with them was the right call for my first time borrowing this way. The application took about fifteen minutes on my phone and I had a decision the same afternoon. Repayments come out on the date they said they would, so no surprises there. Only thing I'd flag is the interest is a bit higher than some of the big names, but for what I needed it was fine.
Got the loan approved in about twenty minutes which was great. The money took a bit longer than I'd like to appear in my account, around a day and a half. Nothing dramatic, just slightly slower than the app suggested. Repayments are easy to set up though.
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net that sells a range of consumer products to customers across the United Kingdom. The site is organised around categories that allow shoppers to browse by product type and compare what is on offer before they buy. Orders are placed entirely through the website, and the company's customer service is reached through the contact details published on its pages.
Because Mintion trades only online, its customers interact with the business through its checkout, order tracking and returns process rather than in a physical store. Shoppers who want to judge the company for themselves can read the policies and product information published on the site before making a purchase.
