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Kinship

95%Would buy again

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This score is based on 20 real reviews

Reviews (20)

Sound and fair

Taking out a loan for a new car, this is the one I would point people towards. The terms were set out plainly and the early repayment charge was explained before I accepted. The money reached my account the following morning and the monthly statements have been accurate.

Nigel H.
2 people found this helpful

third loan with them now

Took out another personal loan last spring to cover the car repairs. Same process as before, filled in the form, uploaded my payslips and it came through in under a day.

Gillian P.
1 person found this helpful

Needed a loan for my car

My car failed its MOT and I needed the money for the garage fast. Applied on my phone in the car park at work, took maybe ten minutes. Got approved, paperwork came through by email and the cash landed in my account the next day. Repayments come out on the date I picked, no hassle.

Kai E.
1 person found this helpful

cheapest total i could find

Set up a loan to cover my son's driving lessons and a second-hand bike. The total repayable was the lowest I could find after checking the usual places, and there were no sneaky extras when I looked at the schedule. Paid out in about two days.

Sandra H.
2 people found this helpful

App is actually decent

Honestly didn't expect much but the app is pretty clean, you can see the whole repayment schedule without digging. Got my loan to cover a flight and a few bits, money was in my account by the next morning. Only thing is the customer chat is a bit slow at weekends, but I never needed it so meh. Would use again tbh.

Kyle M.
3 people found this helpful

Better than my overdraft

Way cheaper than my overdraft charges, I checked it against the bank and this is less per month. Did the whole thing on my phone during my lunch break and got approved same day. Money hit my account the next morning.

Mia O.
3 people found this helpful

Exactly what we needed for the move

We needed a loan quickly after our boiler packed in and the rest of the savings were tied up. Applied on a Tuesday evening through the site, got a decision by the next morning and the money was in our account the day after. The repayment schedule was laid out clearly before I signed anything, which I appreciated.

Amy R.
1 person found this helpful

Needed it for the car

Needed money for a new exhaust before my MOT ran out, so I was on my phone at lunch filling it in. Took about ten minutes to apply, approval came through quick and the money landed the next working day. Repayment dates are set up in the app so I don't have to think about it.

Joe C.
2 people found this helpful

No faff

Loan was approved and paid out in about a day, which is all I wanted. Repayments come out on the right date each month and the app shows the balance clearly. Nothing to complain about.

Sarah T.
2 people found this helpful

a loan for the roof

I took out a loan to have the roof repaired after the winter storms. The form was straightforward and I was able to ask for a call back, which suited me well. The funds came through in good time for the roofers.

Karen M.
1 person found this helpful

better than the bank

Compared with the loan my bank offered me, this one came out cheaper over the same term and the repayments are easier to manage. I've been a customer for a good while now and each time the process has been clear and quick. Funds arrive promptly and the statements are easy to follow.

Raymond R.
1 person found this helpful

Cheaper than my bank

Compared it against my bank's overdraft and a credit card cash advance and this came out cheaper by a fair bit over the term. Application took about ten minutes on my phone. Approval was same day and the funds landed the next working day.

Kevin H.
2 people found this helpful

Needed a loan for the van

I needed finance to buy a used van for my plumbing business, so I had to get the affordability checks sorted. I'd read a fair bit about the lending criteria before applying so the questions didn't catch me out. The decision came through quickly and the money arrived as promised.

Thomas S.
2 people found this helpful

Checked three before picking

Checked three different lenders before choosing this one and the quoted total was the lowest of the lot. Signing up was quick and the funds arrived the next working day. Easy enough.

James B.
1 person found this helpful

Been using them for years

I've taken out four loans with them over the last ten years, mostly for home improvements. The process has barely changed, which I like. Approval is usually the same day and the money goes straight into my current account.

Ryan N.
1 person found this helpful

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About Kinship

jp. The company sells a curated selection of clothing and everyday lifestyle goods aimed at customers who prefer simple, considered designs. Its products are presented through the website, which is the main route through which customers browse and buy.

Kinship serves shoppers in Japan who are looking for pieces with a minimalist aesthetic and an emphasis on quality materials. Customers can read the descriptions of each item and choose from the sizes and colours shown on the site.

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