83%Would buy again
I'd already been quoted by my bank and a couple of comparison sites before trying these. The rate here came out lower and the application took a fraction of the time, with fewer forms to fill in. Money arrived in my account overnight and the repayment schedule matched what I was shown upfront.
Read moreTried to take a loan out through the app and it crashed twice on the bank details page, so I ended up doing it on the website instead. Once I got through it was fine but I lost a good chunk of time. Then I had to chase them by email for an update on whether it had gone through, and the reply took two days. Not impressed with that part.
Read moreYes, this is a good option if you need money fast for a repair and want it paid off in set monthly chunks. I'd looked at a few lenders beforehand and the monthly figure here came out higher than two of them, though the total cost was clearly shown up front. The application was simple, the decision came through within the hour and the money went into my account the next day. I'd use it again if I…
Read moreTook out a small loan through the app to cover my phone bill and a overdraft fee. Was dead quick, done in like ten minutes on the bus. Money came through that afternoon, pretty happy with it tbh.
The detail I appreciated most was the breakdown of each repayment, showing interest and capital separately. It is laid out sensibly and I could follow it without ringing anyone. The application was straightforward and the funds arrived as agreed.
I'd already been quoted by my bank and a couple of comparison sites before trying these. The rate here came out lower and the application took a fraction of the time, with fewer forms to fill in. Money arrived in my account overnight and the repayment schedule matched what I was shown upfront.
Before this I was going to put the cost on a credit card, which would have been a much higher rate for a few months. The loan here was cheaper and the fixed monthly payment made budgeting simple. Applied on my phone at work and it was sorted in minutes, money in the bank by the next day.
Quick verdict: really easy to use and the money was in my account the same day. Took out a small loan on my phone between shifts, filled in the details in a few minutes and got a yes straight away. Repayments come out on the date I picked. Nothing to fault.
Our boiler packed in over the winter and we needed the money fast to get it replaced. Applied on a Sunday evening, got a decision by morning and the funds came through before the engineer arrived. Repayments are set up clearly and the statements are easy to read.
Yes, this is a good option if you need money fast for a repair and want it paid off in set monthly chunks. I'd looked at a few lenders beforehand and the monthly figure here came out higher than two of them, though the total cost was clearly shown up front. The application was simple, the decision came through within the hour and the money went into my account the next day. I'd use it again if I needed to.
Been with them a good while and it's still the one I go to when I need a loan. Really simple to top up or change repayment dates through the account page. Staff on the phone are always patient when I've got questions.
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Intelligent Change is an online retailer based in the United Kingdom that sells a range of technology and gadgets aimed at everyday consumers. The company's website presents its products by category, allowing customers to browse and buy items for the home, personal use and gifting. Its range sits within the broader online shopping market and is sold directly to customers through its own website.
Intelligent Change ships its orders to customers across the United Kingdom and presents its delivery and returns information on its website. Customers who buy from the company can find product details and contact information on the site before placing an order.
