89%Would buy again
Needed a bit of cash for my deposit on a flat and this sorted it out. Did the whole form in bed on my phone, took like ten minutes. Money was in my account by lunchtime. Easy.
Read moreNot impressed. Applied on Tuesday, still no decision on Thursday and I had to chase them twice. Money came through in the end but it was a bit of a faff.
Read moreGot a personal loan through the app for a bit of furniture and a new sofa for the flat. I compared three apps before picking this one and the signup was the quickest of the lot, took maybe ten minutes. The only thing that annoyed me was the identity check, the photo upload kept timing out on my phone until I switched to wifi. Otherwise it was smooth and the money was there the next morning.
Read moreGot a loan to buy a new laptop for uni and the whole thing was done in one evening. Took a bit of time to get through the ID check because my photo kept getting rejected but a message popped up telling me what to fix. Money came in the next day and the monthly payments are easy to keep track of on the app.
I needed a small loan to cover some unexpected dental work and the online form was clear enough. The only thing that slowed things down was a document I had to upload twice before it was accepted. Once approved the money came through promptly and the customer service team were polite on the phone.
I would say on the whole this is a sound option if you need a short loan and want the money in your account quickly. The application took me about twenty minutes online and the decision came through the same afternoon. I did find the repayment dates a touch fiddly to change, but the staff on the phone were patient and helpful when I rang.
Compared with my bank overdraft, this loan worked out considerably cheaper for the amount I needed, which surprised me. The monthly payments are fixed so I know exactly what goes out each month. I was a little wary at first given how many adverts there are, but the terms were laid out plainly before I signed anything. The paperwork was simple and the money arrived on time.
Never borrowed money before so I was a bit nervous, but the site walked me through each step and the amount I was offered was about what I asked for. The app wanted a selfie for ID which took a couple of goes. Money arrived in about two hours. The only thing that put me off is how much I'll be paying back over the term, but I knew that going in.
I have taken out a few personal loans over the years so I know roughly what to expect. This one was quick to apply for and the funds arrived the next working day. The only niggle was that the app logged me out twice during the identity check and I had to start again. Otherwise it did the job without any surprises.
Share your own experience to help other customers. Your review is published under your name.
Eterna is a German fashion and lifestyle brand that sells shirts, knitwear, trousers and other everyday menswear and womenswear. Its collections centre on understated designs built around classic cuts, natural fabrics and a restrained colour palette. The brand sells through its own website, which serves customers in the United Kingdom, as well as through selected stores and third-party retail partners.
Eterna is best known for its shirts, which are offered in a range of fits and collar styles for both business and casual wear. Many customers buy the brand for dependable basics that can be worn across seasons, a quality that reflects the product itself. The company handles orders, returns and customer enquiries through its online channels, and its wider range is presented on its UK site.
