NESN

Needed a sum to cover a car MOT and a new set of tyres, so the value side mattered most to me. The total cost came out lower than the credit card option I had been looking at. Applying was quick and I got the decision the same day.

Compared with the payday lender I used last year, this one charged much less for a similar amount and gave me more time to pay it back. The application was simpler and I didn't need to speak to anyone on the phone. The payments come out automatically, which I've found helpful.

Would use again, the application took under ten minutes on my phone and the money hit my account the same afternoon. I did have to upload a payslip which slowed things down a little but otherwise no complaints at all. Repayments come out on the day I expect and I have never had to chase anyone.

What stands out to me after all these years is how the reminders come through before each payment, so there are never any surprises. I've borrowed from them a few times now and the process has barely changed, which I like. The money has always arrived when promised and the staff have been helpful whenever I've rung.

Honestly really pleased with how it went, this was my first time borrowing and I was nervous. The steps were clear, the money came through the next working day and the customer chat answered my questions straight away. Would use them again.

I had been quoted a rather higher figure by my bank for a personal loan, so I thought I'd have a look elsewhere. This company's terms were considerably easier to follow and the monthly sum was more manageable for me. The application was straightforward and I was grateful for the plain language throughout.

Got a short loan on the app to sort my phone bill and rent money. Took like five mins to apply and it was in my account by teatime. Easy, no faff.

Would use again, the form took about five minutes on my phone while I was waiting for the kettle. Money was in my account by the afternoon. Didn't have to ring anyone.

Compared with the lender I had before, this one was much simpler to deal with from start to finish and the rate was lower by a fair margin. I like that I can check my balance in the app without ringing anyone. The application took about twenty minutes including the identity check, and the money went into my account the next working day as promised. I've already recommended it to my sister.