LottoGo

Needed cover for a rental flat in a hurry after my last policy lapsed. Got through the quote on my lunch break between meetings and paid the first month straight away. The confirmation email arrived in a few minutes and the documents were in my inbox the same evening.

Been through this sort of loan process a few times now so I knew what to expect. The application is short, the affordability checks ask the right questions and the funds arrived on the agreed day. Repayments go out by direct debit with no fuss.

I took out the house cover through their website last spring, having compared a few options first. The policy documents arrived by email within the hour and the advisor who answered my questions was patient and clear about what was and wasn't included. I'd happily go back to them when the renewal comes round.

Needed a loan for uni books and rent before the student finance landed. Applied in bed on my phone and it was approved in about an hour. The money came through the same day. Really handy, honestly.

Honestly it was way quicker than my bank when I needed cash for a deposit on a flat. Applied at night on my phone and had a decision by the morning. Money hit my account before lunch, so I'm chuffed with it. Would use again.

Needed cover for my rental flat after the landlord asked for it at short notice. Been with them for years and renewal has always been straightforward. Sorted it on the site again without any fuss.

The app is honestly the best bit, you can see exactly what you owe and when it's due without ringing anyone. I had a payment go out a day early once and it was sorted with one message in the chat, no drama. Took out a small loan for a wedding guest outfit and trip and it was all done in one evening. Really easy to manage and I've already told my sister about it.

I'd only ever used my bank before, so I wasn't sure what to expect from a lender like this. Compared to the bank the quote was noticeably lower and the form took about ten minutes. They rang me once to check a detail about my employer and that was it. Money arrived the same afternoon, which was quicker than I expected from my bank.

Compared this against two other insurers before I picked them for my house cover and the quote came out a little cheaper. The comparison tool made it easy to see what was included in each. Set up took maybe twenty minutes and the policy documents were emailed straight away. Happy with the level of cover for the money.

Compared to my old building society, signing up with them was a faster process and I got an answer the same day. Been a customer for a good few years now, mostly for the home cover. Renewals have been easy and the documents come through in good time each year. Still happy with the decision.

Bought their car insurance for my first proper car, a little hatchback. Got the quote on my phone and the policy was live the same evening. Cover seems good so far.

Got their car cover for my little Corsa after my mate said they were cheap. Set it up on my phone in like ten mins and the app shows everything. Honestly sorted.

Went with them after comparing three other lenders and they came out on top for me. Application took about ten minutes on my phone, approval came the same afternoon and the money landed in my account the next morning. Repayments have been exactly as shown on the schedule so far, no surprises at all.

The app is the thing that won me over, you can see the balance and the next payment date on the home screen. Took out a small loan to pay for a gig ticket and money hit my account the same day. Quick and no faff.