False Favorites

I used them to combine three credit cards into one repayment, which is exactly what I wanted. I've borrowed through lenders like this a few times so I know the usual drill, and this was the smoothest one yet. The application took about fifteen minutes and the pay off letters for the old cards were handled on their end. One monthly payment now, on the same date, and the balance drops every month. Very happy with how it turned out.

Worth it for what you get. The total cost was clearly shown before I signed anything, and it came in lower than two other quotes I had. Took about ten minutes to sign up and the money landed the same day as approval.

Needed a bit of cash fast for a deposit on a flat, and my mate said to try these. Filled it in on my phone during my lunch break. Money was in my account the next day so I could pay the agent in time. Sorted.

Compared to the high street place I used before, this was miles quicker. Applied on a Tuesday night, had an answer by the next morning and the money was in my account before lunch on Thursday. Repayments come out on the date they said and I've not had a single problem with the statements either. Easy to find my way round the account too, which I wasn't expecting.

Used them to cover the cost of a van service and two new tyres in the middle of the month when the cash was tight. Applied through the site on my phone while waiting at the garage and got a yes within a few minutes. The money was in my account before I'd finished my cuppa, which was a relief. Repayments come out by direct debit and I've had no issues.

Compared with the overdraft my bank was charging, this worked out a lot cheaper per month. Took about five minutes to apply and the money came through the next working day.

Used them to pay for a new boiler when ours packed in over the weekend. Filled in the form on my phone while the engineer was still here, which helped. Got the decision that afternoon and the money came through to my account the next day, so the installer was paid on time. Repayments are sorted by direct debit and I can see the balance in the app.

Needed money for my car insurance and this was the easiest thing I've done all week lol. Filled the form in on my phone, got a yes straight away, and the cash was in my account by the next day. Really simple, no faff.

Compared with a bank loan I'd looked at earlier in the year, this was far quicker to get through. The whole thing was done online and the funds reached me within a day. Paperwork was minimal and the repayment schedule was clear from the start.

Good value for the money, to be honest. Total repayable was lower than what I was quoted elsewhere and there were no hidden extras I could find. Paid it off a couple of months early with no charge, which I appreciated.

Needed the money for my uni fees and rent for the term, my student budget was not stretching. Found this one through a Google search and applied at night on my phone. Got the offer the next morning and the cash arrived the same day, which was sick. Setting up repayments was dead easy and the app tells you what's due and when so I don't forget.

Applied on my phone during my lunch break. Form took about four minutes, decision came back before I'd finished my sandwich. Money in my account the next morning, which is all I wanted.

Yes, sign up if you need a loan quickly. Applied on my phone on the bus and had a decision before I got off. Money in the account within the hour. Repayments are simple to set up and you can see the balance any time in the app.

I took out a small personal loan to cover a dental bill that came out of nowhere. The application was all online and I did it from my kitchen table on a Sunday evening. Approval came through within the hour and the cash was in my account by Monday morning. Repayments come out on the same date each month, and the app shows you exactly what's left to pay. Didn't have to speak to anyone, which suited me fine.

Having used a building society for most of my life, I was rather doubtful about signing up online. In fact, the process was clear and considerably less bother than going into a branch. Compared with the terms my bank offered, the rate here was more favourable and the monthly repayment suited my budget well. The money was in my account the next working day and I've had no cause to complain.